The House Index

How clearly your structure reads to a bank.

The DAAT Index is the index of bankability. A single scale that shows whether a bank will open an account for you and — what matters more — whether it will not close it six months on. The House measures a structure across five dimensions and brings each to the form a compliance officer accepts without question.

What this is

A bank does not look at the sum. A bank looks at clarity.

A refusal at onboarding is almost never about the money. It is about a bank being unable, in reasonable time, to satisfy itself where the capital comes from, who stands behind it and why the structure is built the way it is. Where compliance sees fog, it sees risk — and closes the door.

The DAAT Index renders your structure into the language a bank thinks in, and shows across five dimensions where it reads clearly and where it leaves a question. Every question is something the House settles before the meeting with the bank, not during it.

What it measures

Five dimensions of bankability

01Source of fundsCapital traced to its origin — with no gaps that compliance will fill with the worst case. On the record, not on your word.→02Clarity of structureThe ownership graph reads at a glance: who owns whom, why each layer exists, whether there are shells with no economic purpose.→03Jurisdiction riskEach jurisdiction in the structure weighed as a correspondent bank weighs it: lists, reputation, exchange treaties. No surprises on the correspondent’s side.→04Compliance currencyReporting, the KYC pack and the beneficial-owner registers brought to current requirements — not last year’s. A lapsed basis is a frequent cause of a quiet account closure.→05Beneficiary documentationThe ultimate beneficiary disclosed, confirmed and reconciled with what the bank will see in public and exchange sources. No discrepancy between your version and the register’s.→

How it works

This is the method’s second move — Scoring

The index is not a certificate for its own sake. It is the second of the House’s four moves, between the Diagnostic and the Structure. Once the Diagnostic has assembled your board, Scoring measures its bankability and assembles the pack with which the House brings you into the bank in person.

What it includes

The index across five dimensions, marked where a position reads clearly and where it leaves a question. A complete KYC pack assembled the way compliance expects it. A personal introduction to a partner bank of the House — you enter prepared, not on chance.

All four moves of the method

What comes out

Not “try filing an application”. A structure brought to the state in which a bank accepts it — and accompaniment through the first period, when an account is most often closed. Where a position cannot be made bankable, the House says so plainly.

Find your index

Scoring — from $15,000. Part of the House’s method; it begins with the Diagnostic.

The index has one purpose.

From a rejected applicant into a client a bank opens — and does not close.

Not on your word. Across five dimensions that can be shown to compliance and that compliance accepts.

How clearly your structure reads to a bank.

A bank does not look at the sum. A bank looks at clarity.

Five dimensions of bankability

Find your index in a minute

This is the method’s second move — Scoring

See how a bank sees your structure.